i.Registration, Certification & Compliance Functions
The MFIs differ in their structures and have varied regulatory and compliance requirements. In India, for instance, the new regulatory regime is to be introduced soon which mandates registration. Since Global Microfinance Foundation® team has experts with decades of experience of regulation and supervision of financial entities of various kind ranging from non-proft structures to Non Banks and banks, Global Microfinance Foundation® offer advisory services to MFIs in regard to structuring, registration and certification by the relevant authorities and support compliance fulfillment.
ii.Governance & Risk Management
Global Microfinance Foundation® has people with expertise in planning and implementing Governance and risk management Solutions in diverse environments and for different types of organizations Global Microfinance Foundation® has taken the initiative to develop a framework solution for MFI risks and a tool for its implementation. The GMF MFI risk framework covers the following elements:
Another offering of Global Microfinance Foundation® in this area is a tool to improve the operational risk data management & data analysis. This framework asset provides the following:
iii. Risk Modelling
Credit risk evaluation is an important matter in financial services domain because it provides for the decisioning about the grant of loans as well as for the differential pricing of the loans. With proven expertise in statistical analysis and data mining techniques, Global Microfinance Foundation® experts have examined and evaluated different techniques and methods to achieve good results in this area. Several techniques like expert systems, neural networks etc. , have been used for credit risk analysis. However these methods have limitations of knowledge bottleneck, slow learning etc., recently, the decision trees have been proposed as the white-box models for learning and classification. Global Microfinance Foundation® have, for instance, evaluated the decision tree learning scheme with a logistic regression classifier on default risk of agricultural loans and found that the decision tree classifier gives good results with parsimonious models. Global Microfinance Foundation® provides risk modeling services to develop and deploy the appropriate models in MFIs and other financing institutions.
iv. Technology Solutioning
Global Microfinance Foundation® has the capability to architect and implement technology solutions to the MFIS and others. We have the experience and expertise to develop the technology solutions for a given situation and follow it through with project preparation and implantation .